Alabama Medicare Solutions provides Alabama Medicare Plan options to eligible Medicare beneficiaries. Our coverage region is all of Alabama and extends outside the state to include the bordering states of Mississippi, Tennessee, Georgia and Florida. This is to ensure those of you who live near state lines are helped by a Medicare Advisor who understands sometimes you cross state lines to receive care. You must live in a plans service area to enroll and having someone who knows the area helps!
I am an Independent Licensed Agent/Broker contracted directly with the insurance companies. I never charge for my time – in fact, if you meet someone who tries to charge you, you should run! My help is always free. Sometimes, I may even tell you that you are already where you need to be and should make no changes. My job is to help you make informed decisions that work best for you, which sometimes means doing nothing more than reviewing your coverage.
Of course, I have the insurance plans available if you need to make a change. You do not pay more going through me. In fact, going through me just means you have a personal agent, someone who will always be on your side. From year to year, I will navigate the available resources to help you make the choice that is right for you.
I follow all Centers for Medicare and Medicare Guidelines and all State and Federal laws to the best of my abilities. Federal law requires the following, “We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-Medicare to get information on all your options.” This is a far-reaching statement that does not apply to me in most situations, but the law is the law. As an independent agent (not a corporation) currently licensed in Georgia, Alabama, Florida, Mississippi, North Carolina, Ohio, Tennessee and Virginia and contracted with numerous insurance companies, I am able to sell numerous insurance plans. Whenever possible, I am contracted with, and licensed to sell, every plan commercially available. Because I work in a transparent way, I show you all options and if there is ever an option, I do not have available by some small chance, I will still assist and provide you with information necessary for you to enroll yourself.
I always do my best to do what is right. Thank you for taking the time to read this. As always, I am here to help in any way I can.